There is one major tax-planning principle that changes in retirement that is often overlooked by retirees and their advisors alike, which results in paying more taxes than necessary. Entering retirement, rather than emphasizing stocks in your retirement accounts, consider overweighting them in your non-retirement accounts instead. To keep your overall allocation intact, simply do the
Finley Wealth Advisors is a Fee-Only Fiduciary with a Tax-Aware Evidence-Based Approach to Wealth Management
At Finley Wealth Advisors, the wealth we manage represents more than investments in a portfolio. This money represents the sacrifices, hopes, and dreams that investors have entrusted to us, and we take this responsibility seriously.
Our primary focus is on the wealth management needs of the middle-class millionaire. As a fiduciary compensated directly by our clients with fully disclosed professional fees, honesty is at the core of our relationship. We refuse commissions or any other misaligned third-party incentives.
Our business model has been purposefully designed for those with $2 to $20 million of wealth, as big fish in our right-sized pond. We limit new client relationships to those with greater than $1 million in investment assets. This allows us more time to focus on the wealth management issues most relevant to all of our clients.
We utilize low-cost, globally diversified, tax-efficient portfolio design, and income distribution strategies designed to grow, preserve, and protect your wealth. Welcome to Finley Wealth Advisors where we plan well and invest wisely so that you can live richly.
Wealth Management in Southwest Florida
10600 Chevrolet Way, Suite 101
Estero, FL 33928
780 Fifth Avenue, Suite 200
Naples, FL 34102
2256 First Street, Suite 140
Fort Myers, FL 33901
Meet Our Certified Financial Planners
Douglas Finley, MS, CFP, AEP, CDFA
Fee-Only Wealth Advisor
Mr. Finley founded Finley Wealth Advisors in February of 2006, as a Fiduciary Fee-Only Registered Investment Advisor, with the goal of creating a firm that eliminated the conflicts of interest inherent in the financial planner – advisor/client relationship. The firm specializes in wealth management for the middle class millionaire.
Amber Braatz, MBA, CFP
Fee-Only Wealth Advisor
Amber has a passion for helping people achieve financial and life goals. She chose to join Finley Wealth Advisors because of the firm's culture of always putting the client first at all times, in all matters. The culture meshed well with the core of her being and the way she has always lived her life. Amber believes that working in a fee-only fiduciary model was the only way for her to truly align her values with working in the financial services industry.
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You will receive valuable information that will help you become a more informed investor. We share the latest research and commentary to help you understand the Evidence-Based Approach to investing.
Four Essentials for Good Financial Advice
We highly recommend you require four qualities from any advisor with whom you do business … or to whom you even pay any mind as you make your way through Wall Street’s continuous clamor.
The advice you heed should come from an advisor who is fully committed to
Think twice before you put your future in the hands of an insurance agent, traditional financial advisor, or stockbroker. Their focus is likely on selling you expensive financial products where they benefit more than you. By the way, it is legal and it happens everyday especially with retirees. This has never been, nor will it ever be the case at Finley. As a Tax-Focused Wealth Advisory firm, and a Fee-Only Fiduciary, you can be comfortable in knowing we will always be on your team.
Learn more about these concepts with our guide to finding a fiduciary financial advisor.
Our planning process organizes your financial affairs and gives you the knowledge and guidance to make educated financial choices. It's custom-tailored to you, your long term goals, and your values.
How have markets delivered wealth to long-term investors? Nobel-prize-winning academics offer us insights on that, which we apply to our clients' portfolios - allocating and rebalancing them accordingly.
The transition to retirement can be challenging. We will advise you on the most sensible and tax-efficient ways to maximize your retirement income.
Tax planning strategies often require comprehensive, year-round attention. We will work with you and your tax professional to find ways to reduce your tax bill and increase your after tax return.
Sustainable investing, Divorce Planning and Widowhood - these are just some of the areas in which we can partner with you, to help you reach your goals.
Creative, strategic and fully integrated with your overall goals, let us help you make the impact you envision.
Getting to know who you are, not just what you have
Thoughtfully executed financial planning is about much more than just the numbers. When we sit down together to talk for the first time, we’re going to get to the heart of what’s truly important in your life. This conversation will guide all that we do in your financial planning journey.
Only with thoughtful direction can money help you create a more meaningful life and leave a richer legacy. We thrive on helping others focus on the realization of their dreams. Together we can craft a values-driven solution, to reach your own unique goals. It all starts with one meaningful conversation.
Informed by decades of market research not the latest sales pitch
MS, CFP, AEP, CDFA
President / Founder
A fee only approach works to save you money without worrying about hidden charges.
Many investors have unfulfilled expectations. They’re looking for an honest solution — one that can lead to a better investment experience. A truly refreshing approach to wealth management. What would that approach look like? How can their financial advisor improve the odds of success?
Putting The Odds In Your Favor
Let’s talk about wealth management with evidence-based investing, a way that can put the odds of success in your favor.
When it comes to your investments we take a disciplined, well-researched approach known as Evidence-Based Investing.
Our investment philosophy is based on Nobel Prize-winning academic research, and because we’re committed to your best good (rather than selling you products), our recommendations are carefully designed to meet your unique goals.
What this means for you...
"Once you understand the difference an objective fiduciary advisor makes, the choice could not be more clear"
Douglas Finley, MS, CFP, AEP, CDFA
Pre & Post Retirement Strategies to Maximize Your Investments And Make Them Last
The transition to retirement can be challenging. We will advise you on the most sensible and tax-efficient ways to maximize your retirement income
The first step in establishing successful investments is to recognize the difference it makes when you have a solid wealth management strategy to depend on during your life-long decision-making.
Financial Planning Tools
What is the Single biggest threat to your wealth?
Combining tax preparation with ongoing and diligent tax planning can have a great impact on your financial life.
A comprehensive tax-focused financial planning firm like ours can help you avoid making the mistake of overpaying taxes. We provide personal income tax preparation and planning, to identify the tax-saving approaches that apply to your situation.
Most investors don’t fully appreciate the drag poor tax planning has on their portfolio return. Fortunately, there are many effective strategies for maximizing long-term wealth accumulation and conservation.
We specialize in
A few areas where we provide a specific expertise
Resources for educating yourself, financially. Grow your wealth and income, no matter what life throws your way.
Achieve your financial goals with meaningful investments
An Evidence Based Guide to Sustainable Investing: How return on your investment and desire to do good are entirely compatible
“I wondered why somebody didn’t do something.
Then I realized, I am somebody.” - unknown
We all have personal reasons for giving to charity, but at the core of our intention is a common desire to share our good fortune with others.
You may have the capacity and desire to give, but may need help in determining the most effective way to leave a lasting legacy. We can help you customize a giving program to meet your goals.
Charitable giving is an American tradition. Most charitable organizations share the goal of improving quality of life, and philanthropy is a major source of funding for humanitarian causes, religion, education and the fine and performing arts.
Build A Legacy:
From our Wealthcare Blog: Financial Education, Resources and Tools
Learn about our approach to Wealth Management and the process of Financial Planning and Investment Management
We’ve long known that flexibility adds value. My colleagues Bob Merton and Myron Scholes became Nobel laureates for their work on option pricing. The option to act when beneficial is worth something.
Having a fiduciary duty to our clients puts us on similar footing with other professional consultants, such as physicians or attorneys. You hire us partly because we have dedicated our career to understanding every facet of your wealth.
“If there is a unifying theme to all this, it is that investors big and small showed no fear of risk-taking to start 2021. In fact, they embraced it.” – Wall Street Journal
“The American marketplace is an economic jungle. As in all jungles, you easily can be destroyed if you don’t know the rules of survival. … But you also can come through in fine shape and you can even flourish in the jungle—if you learn the rules, adapt them for your own use, and heed them.” — Sylvia Porter
We wrap our 10-part series on the principles of evidence-based investing with how a fiduciary financial advisor can add value to your investment portfolio management. Most importantly, by combining financial expertise with personalized guidance, we help people ignore financial distractions, and focus instead on the steps that lead to a better investment experience.
© 2020 Finley Wealth Management, Llc - Naples - Bonita Springs - Fort Myers - Estero - Cape Coral - Punta Gorda